1. About This Loan
A salary-based personal loan is an unsecured loan for employees who receive a regular monthly salary from a company, business or public-sector employer and can confirm their income and employment.
2. Key Benefits
– Simple, fast application process
– No collateral and no company guarantee required
– Funds disbursed within 2–3 working days of approval
– Competitive rates from 6.9% APR, depending on your circumstances
– Maximum rate of 19.9% APR
– Borrow up to 10x your monthly salary, with repayment terms from 6 to 48 months
Example: borrow €2,000 over 12 months, repay around €185 per month.
3. Eligibility
– Resident of an EU/EEA country, aged 18–65
– Currently employed by a company, business or public-sector employer
– Net monthly income above €800
– An active employment contract, with at least 3 months in your current role
4. Documents You'll Need
– A valid national ID or passport
– Proof of address
– Employment contract or an employer's confirmation letter
– Payslips for the last 3 months, or a salary confirmation from your employer
Note: all documents can be submitted as copies, with originals available for verification if requested.
Get in touch to discuss your borrowing needs and let Mcredit help you find the right financing solution.
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