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Vehicle Title Loan

1. About This Loan

The vehicle title loan is designed for vehicle owners who are the registered keeper on the vehicle's registration document.

– Applicants must be aged 20 to 65

– Any type of vehicle is accepted

– Your registration document stays with you — we don't hold onto it

– Repay monthly, in instalments

– Settle early at any time, with no penalty

– No application processing fees

2. Loan Features

– No collateral surrendered — you keep using your vehicle

– Borrow up to €5,000

– Flexible terms from 6 to 36 months

– Funds disbursed within 2–3 days

– Rates from 6.9% to 19.9% APR, depending on your circumstances

Example: borrow €2,000 over 12 months, repay around €195 per month.

3. Eligibility

– Current vehicle value of at least €1,500

– Vehicle registration date between 4 months and 8 years before your application

4. Documents You'll Need

– Proof of address

– A valid national ID or passport

– Vehicle registration document (copy or photo)

Note: all documents can be submitted as copies, with originals available for verification if requested.

Get in touch to discuss your borrowing needs and let Mcredit help you find the right financing solution.
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