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Loan Refinancing (Existing Contract)

1. About This Loan

Already repaying an instalment purchase or unsecured loan with another finance provider, but need extra funds for everyday spending, a purchase, or home repairs? Mcredit can offer you an additional loan based on your existing credit contract, at a highly competitive rate from 2.95%.

2. Key Benefits

– Even while repaying a loan elsewhere, you can still take out an additional loan based on that existing contract

– Faster processing, since your credit history is already verified through your existing contract

– Borrow up to €3,000

– No collateral required

– Terms from 6 to 36 months

– Rates from 6.9% to 19.9% APR, depending on your circumstances

Example: borrow €2,000 over 12 months, repay around €195 per month.

3. Eligibility

– Applicants must be aged 20–65

– Hold an active credit contract with another lender, with at least 4 months of repayments made

– No record of missed payments or bad debt

4. Documents You'll Need

– A valid national ID or passport

– Proof of address

– A copy of your existing credit contract, or your most recent payment receipt

Note: all documents can be submitted as copies, with originals available for verification if requested.

Get in touch to discuss your borrowing needs and let Mcredit help you find the right financing solution.
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Hotline: +31 20 123 4567
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