Salary-Based Personal Loan
Borrowing against your monthly salary is one of the most popular ways to get a personal loan. Find out how it works, what the rates look like, and what documents you'll need.
Life Insurance-Backed Loan
Borrow against an active life insurance policy at preferential rates, up to €4,000. If you hold a life insurance policy with any provider, you may qualify.
Utility Bill-Based Loan
Using a recent electricity or water bill as proof of address, borrow up to €2,000 at a preferential rate — no income statement or collateral required.
Vehicle Title Loan
A fast, low-interest loan secured against your vehicle's registration document, with approval up to 90% of the vehicle's value and no income proof required.
Loan Refinancing (Existing Contract)
Already repaying a loan elsewhere with a good track record? Refinance your existing contract with Mcredit for better terms and a simpler process.
Health Insurance-Based Loan
Use your employer-provided health insurance as the basis for an unsecured loan. Don't have health insurance? You may still qualify via a salary-based loan.
Business License-Based Loan
Simple paperwork, competitive rates. Fast, unsecured funding for sole traders and small business owners to support cash flow and growth.
Bank Statement-Based Loan
For freelancers, sole traders and anyone who can't provide a formal payslip: an unsecured loan assessed using your bank account statements instead.
